If you’ve been dreaming of wide open spaces, peaceful streets, and a community that feels like home, Loomis might just be the place to put down roots. This quiet, upscale town offers more than just beautiful properties—it offers a lifestyle that’s hard to replicate elsewhere in Placer County. But before you jump into the market, it’s important to understand what buying a home in Loomis really involves.
Why Loomis Stands Out to Buyers
Loomis is one of those rare towns that makes you feel like you've stepped back in time without giving up the conveniences of modern life. Located just 30 minutes northeast of Sacramento, Loomis is known for its spacious properties, strong schools, and a lifestyle that leans more “laid-back countryside” than “city hustle.” It’s no surprise that homes for sale in Loomis often draw interest from buyers looking to upgrade from suburban neighborhoods or escape the congestion of nearby urban centers.
However, it’s not just about space; Loomis has character. From the historic downtown lined with family-owned businesses to the annual Eggplant Festival and community parades, the town has a small-town heart that keeps people connected. For many buyers, that sense of belonging is just as important as square footage or curb appeal.
However, it’s not just about space; Loomis has character. From the historic downtown lined with family-owned businesses to the annual Eggplant Festival and community parades, the town has a small-town heart that keeps people connected. For many buyers, that sense of belonging is just as important as square footage or curb appeal.
What to Expect in the Loomis Real Estate Market
Let’s be honest—Loomis real estate isn’t a bargain hunt. Homes here tend to sit in the higher price brackets (averaging around $900,000), and inventory is often limited. But it's worth the investment for buyers who value privacy, quality construction, and larger lots.
Here’s what stands out about the local market:
Here’s what stands out about the local market:
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Custom builds are the norm. You won’t find rows of identical homes here. Instead, Loomis offers a mix of ranch-style estates, luxury properties, and modern farmhouses—each one reflecting the owner’s unique vision.
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Land matters. Whether it's half an acre or ten, Loomis properties often include usable outdoor space, room for gardens, horses, or even vineyards.
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Competition is real. Because homes don’t hit the market as frequently as in neighboring areas, serious buyers need to act quickly and strategically when the right property appears.
If you’re actively browsing homes for sale in Loomis, it’s smart to get pre-approved and work closely with an agent who understands not just the listings—but the stories behind the neighborhoods.
Where to Buy in Loomis: A Neighborhood Breakdown
Different areas of Loomis offer different perks depending on what you’re after. Here's a closer look at some local favorites:
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Sierra de Montserrat: A luxury gated community known for its vineyard views, architectural homes, and peaceful atmosphere. If you're looking for a statement property with design-forward details and scenic surroundings, this is the place to be.
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Cambridge Estates: Perfect for those who want elegance without isolation, these homes offer larger lots and custom features while still being close to schools and conveniences.
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Downtown Loomis: Want to walk to the Saturday farmers market or grab coffee from a local café? Downtown offers character homes and proximity to community events—not to mention some hidden gems in the real estate market.
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Rural Acreage: Outside of planned communities, you’ll find plenty of opportunities to buy land and create a homestead—ideal for equestrian buyers, hobby farmers, or those just looking for extra breathing room.
The Home-Buying Process: A Brief Overview
Buying a home—especially in a competitive market like Loomis—can initially feel overwhelming. However, breaking the process down into clear steps makes it much more manageable. Here's what buyers can expect when purchasing in the local real estate market:
1. Get Pre-Approved for a Mortgage
Before diving into showings, meet with a lender to determine how much you can comfortably afford. Pre-approval strengthens your position when it’s time to make an offer, which is especially important in a market with limited homes for sale.
2. Connect With a Local Real Estate Agent
It is essential to work with an agent who knows Loomis inside and out. A team like Kim Knotts + Co. helps uncover off-market opportunities, provides insight into neighborhood dynamics, and guides you through property-specific considerations like septic systems, easements, and zoning.
3. Start Your Home Search
Your agent will tailor your search based on your goals—whether that’s space for horses, proximity to schools, or a move-in-ready luxury property. With many custom and acreage homes on the market, it's helpful to visit a range of properties to understand what’s available in your price range.
4. Make an Offer
Once you’ve found the right home, your agent will help you craft a competitive offer based on recent sales, property condition, and local trends. In Loomis, multiple-offer situations aren’t uncommon, so strategy and speed matter.
5. Conduct Inspections and Due Diligence
After acceptance, you’ll have time to perform inspections. These may include a general home inspection, pest inspection, well and septic testing, and land surveys—which is particularly important for larger or older properties.
6. Finalize Financing and Close Escrow
During escrow, your lender will finalize the loan, and the title company will ensure the property can legally transfer ownership. Once all conditions are met, you’ll sign the paperwork and receive the keys to your new Loomis home.
What Buyers Love About Living in Loomis
Once they settle in, homeowners often say it’s the lifestyle that keeps them here. Mornings might start with coffee on the porch, surrounded by oak trees and quiet. Kids ride bikes in wide, tree-lined neighborhoods, and there’s a strong pride of ownership throughout town.
There’s also the convenience factor. You’re minutes from top-rated schools like Del Oro High, a short drive to the amenities of Roseville, and close enough to enjoy day trips to Lake Tahoe or Napa Valley. For many, Loomis strikes the perfect balance between peaceful retreat and connected living.
There’s also the convenience factor. You’re minutes from top-rated schools like Del Oro High, a short drive to the amenities of Roseville, and close enough to enjoy day trips to Lake Tahoe or Napa Valley. For many, Loomis strikes the perfect balance between peaceful retreat and connected living.
Final Thoughts
Buying a home in Loomis means investing in more than just property—it’s a choice to live in a community where people slow down, spread out, and prioritize quality of life. From the moment you begin exploring homes for sale in Loomis, you’ll notice the difference in how people live and how homes are built.
Whether you're seeking a luxury estate, a cozy rancher, or raw land to create something new, Loomis offers possibilities that are hard to match elsewhere in Placer County.
Whether you're seeking a luxury estate, a cozy rancher, or raw land to create something new, Loomis offers possibilities that are hard to match elsewhere in Placer County.
Explore Homes for Sale in Loomis With Kim Knotts + Co.
Ready to take the next step and explore homes for sale in Loomis? Let Kim Knotts + Co. guide you with local expertise, clear communication, and a client-first approach. Whether you're a first-time buyer or searching for your forever property, their team is here to help you find a home that fits your lifestyle—and your future.
